Email and Wire Fraud/Hacking
Email and wire fraud/hacking scams are happening to real estate agents and buyers/sellers. Please help us by warning your clients to be aware of the potential for an email or wire fraud scam during their real estate transactions.
The title industry c... read more
What is Title Insurance?
Owner's title insurance is meant to protect your ownership interest in your home. Subject to the terms of your policy, owner's title insurance protects you against losses incurred due to any title defects that existed prior to the purchase of your home.
Your owner's ... read more
Remote Online Notary Closing Services
Results Title is now offering Remote Online Notarization (RON) closing services! Read below for more information on who will be able to use this service and other details about RON closings.
When can we use it?
Sellers: In certa... read more
Minnesota Closings Then Vs. Closings Now
Think back to June of 2019, it’s Closing Day! Buyers, Sellers, Agents, Loan Officers, and Title Closers arrive at the closing table to sign closing documents. Buyers and Sellers are chatting abou... read more
What Is Equity?
Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market.
The example this video shows - you have a house worth $300,000 today and you owe the bank $200,000. ... read more
What Are Real Estate Commissions?
Like the video says - real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate transaction.
When one agent represents the sellers and another represents the buyers the commission is typically... read more
What Is “Prime”?
The Prime Lending Rate - sometimes just called “Prime” - is the interest rate that banks charge each other for overnight loans. Some consumer rates - like ARMs - are set in relation to Prime.
In the US, Prime is affected by the Federal Reserve lendi... read more
What Steps Need To Be Taken To Secure A Loan?
You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application.
To do so, you'll need the following information.
Pay stubs for the past 2-3 months.
W-2 forms for t... read more
What Is An Escrow Account? Do I Need One?
As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges for homeowner's insurance mortgage insurance (if applicable), and property taxes.
Escrow accounts... read more
What Are Discount Points?
Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point equaling 1% of the total loan amount.
Generally, for each point paid on a 30-year mor... read more
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